Property Tax & Hazard Risk Record: ZIP Code 07645, Bergen County
What owning here costs and what the federal hazard record says. Every figure below carries its source, its vintage, and its margin of error. Nothing is modelled or predicted.
Median property tax paid
Census survey estimate for the whole ZIP code area, not a bill for any property.
Median home value
1.41% or more effective rate — median tax divided by median value.
The Census caps median tax paid at $10,000 and this ZIP code sits at the cap, so the true rate is at or above this figure rather than equal to it.
Composite hazard rating
FEMA’s own rating for this area, apportioned from census tracts by population. Planning purposes only.
Hazard breakdown
Six hazards from the FEMA National Risk Index for 07645.
| Hazard | FEMA rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | No rating published |
| Wildfire | Very Low |
| Hurricane | Relatively Moderate |
| Strong wind | Relatively Moderate |
| Tornado | Relatively Moderate |
Source: FEMA National Risk Index, December 2025. How this was derived
How this rate compares
Median effective property tax rate for this ZIP code, its county, and its state.
0%scale to 2.5%
Source: US Census ACS 5-Year, tables B25103 and B25077, 2020-2024. How this was derived
Nearby ZIP codes
Ranked by distance between Census internal points.